\u00cen 2024, \u00eentr-un an marcat de o cre\u0219tere semnificativ\u0103 a pre\u021burilor, rom\u00e2nii au c\u0103utat solu\u021bii financiare rapide \u0219i eficiente pentru a-\u0219i gestiona mai bine bugetele. Modelul de finan\u021bare Cumperi acum, pl\u0103te\u0219ti mai t\u00e2rziu (BNPL) a devenit tot mai popular, permi\u021b\u00e2nd consumatorilor s\u0103 fac\u0103 achizi\u021bii \u0219i s\u0103 pl\u0103teasc\u0103 \u00een rate avantajoase.<\/p>\n\n\n\n
Aceast\u0103 solu\u021bie este utilizat\u0103 acum \u00een toate industriile \u2013 de la servicii medicale \u0219i estetice p\u00e2n\u0103 la panouri solare \u0219i dealeri auto. tbi bank, una dintre cele mai importante b\u0103nci challenger din Europa de Sud-Est, a facilitat achizi\u021bii la comercian\u021bii parteneri pentru peste 300.000 de clien\u021bi \u00een 2024, \u00eenregistr\u00e2nd o cre\u0219tere impresionant\u0103 de 72% fa\u021b\u0103 de anul precedent.<\/p>\n\n\n\n
Aceast\u0103 cre\u0219tere puternic\u0103 reflect\u0103 cererea tot mai mare pentru BNPL ca alternativ\u0103 flexibil\u0103 de finan\u021bare, permi\u021b\u00e2nd consumatorilor s\u0103 cumpere acum \u0219i s\u0103 pl\u0103teasc\u0103 mai t\u00e2rziu \u00een rate personalizate. \u00cen acela\u0219i timp, valoarea total\u0103 a v\u00e2nz\u0103rilor generate prin parteneriatele cu comercian\u021bii a crescut cu 38%, iar num\u0103rul partenerilor comercian\u021bi a \u00eenregistrat o cre\u0219tere de 43%, dep\u0103\u0219ind 15.000 anul trecut.<\/p>\n\n\n\n
\u201e\u00centr-un an \u00een care rom\u00e2nii s-au confruntat cu provoc\u0103ri financiare semnificative din cauza infla\u021biei, am r\u0103mas al\u0103turi de ei cu solu\u021bii de finan\u021bare inteligente \u0219i accesibile. Cre\u0219terea rapid\u0103 a num\u0103rului de clien\u021bi care utilizeaz\u0103 BNPL demonstreaz\u0103 c\u0103 acest model r\u0103spunde unei nevoi reale de pe pia\u021b\u0103, ajut\u00e2nd oamenii s\u0103 acceseze produsele dorite f\u0103r\u0103 o presiune financiar\u0103 imediat\u0103. Mai mult, solu\u021biile noastre sunt disponibile \u00een toate industriile \u2013 de la \u00eengrijire medical\u0103 \u0219i estetic\u0103, p\u00e2n\u0103 la echipamente sustenabile, precum panourile solare, \u0219i chiar auto\u201d, a spus Ionu\u021b Sabadac, VP Merchant Solutions, tbi bank.<\/p>\n\n\n\n
BNPL permite plata \u00een 4 rate f\u0103r\u0103 dob\u00e2nd\u0103 pentru achizi\u021bii de p\u00e2n\u0103 la 2.000 de lei \u0219i ofer\u0103 planuri flexibile \u00eentre 6 \u0219i 60 de rate pentru cump\u0103r\u0103turi de valoare mai mare, cu costuri ajustate \u00een func\u021bie de valoarea total\u0103 a comenzii. Flexibilitatea \u0219i accesibilitatea acestor solu\u021bii continu\u0103 s\u0103 transforme experien\u021ba de cump\u0103rare pentru tot mai mul\u021bi rom\u00e2ni, consolid\u00e2nd BNPL ca unul dintre cele mai eficiente instrumente financiare de pe pia\u021b\u0103 \u2013 indiferent de industrie.<\/p>\n\n\n\n
tbi bank este o banc\u0103 challenger din Europa de Sud-Est \u0219i lider regional \u00een domeniul solu\u021biilor de plat\u0103 alternative, \u00eembin\u00e2nd serviciile de finan\u021bare \u0219i cele de shopping pentru a r\u0103spunde nevoilor actuale \u0219i tendin\u021belor viitoare de consum ale clien\u021bilor. Activ\u0103 \u00een Bulgaria, Rom\u00e2nia, Grecia, Germania \u0219i Lituania, tbi bank sus\u021bine comercian\u021bii s\u0103-\u0219i creasc\u0103 v\u00e2nz\u0103rile \u0219i consumatorii s\u0103 acceseze servicii financiare inovatoare, \u00eentr-o experien\u021b\u0103 digital\u0103 simpl\u0103 \u0219i rapid\u0103.<\/p>\n\n\n\n
Prin diverse canale digitale \u0219i parteneriate de \u00eencredere cu peste 31.000 de comercian\u021bi, tbi bank are o baz\u0103 de peste 2 milioane de clien\u021bi \u0219i a acordat aproape 1.000.000 de credite \u00een 2024. \u00cen Rom\u00e2nia, peste 200.000 de utilizatori folosesc \u00een mod constant aplica\u021bia de cump\u0103r\u0103turi creat\u0103 de tbi bank pentru a oferi un acces rapid \u0219i avantajos la cele mai bune oferte, \u00een 4 rate f\u0103r\u0103 dob\u00e2nd\u0103 sau p\u00e2n\u0103 la 60 de rate fixe.<\/p>\n","protected":false},"excerpt":{"rendered":"
\u00cen 2024, \u00eentr-un an marcat de o cre\u0219tere semnificativ\u0103 a pre\u021burilor, rom\u00e2nii au c\u0103utat solu\u021bii financiare rapide \u0219i eficiente pentru a-\u0219i gestiona mai bine bugetele. Modelul de finan\u021bare Cumperi acum, pl\u0103te\u0219ti mai t\u00e2rziu (BNPL) a devenit tot mai popular, permi\u021b\u00e2nd consumatorilor s\u0103 fac\u0103 achizi\u021bii \u0219i s\u0103 pl\u0103teasc\u0103 \u00een rate avantajoase. […]<\/p>\n","protected":false},"author":1,"featured_media":1120,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[3,2],"tags":[],"_links":{"self":[{"href":"https:\/\/oraexacta.net\/blog\/wp-json\/wp\/v2\/posts\/1119"}],"collection":[{"href":"https:\/\/oraexacta.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/oraexacta.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/oraexacta.net\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/oraexacta.net\/blog\/wp-json\/wp\/v2\/comments?post=1119"}],"version-history":[{"count":1,"href":"https:\/\/oraexacta.net\/blog\/wp-json\/wp\/v2\/posts\/1119\/revisions"}],"predecessor-version":[{"id":1121,"href":"https:\/\/oraexacta.net\/blog\/wp-json\/wp\/v2\/posts\/1119\/revisions\/1121"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/oraexacta.net\/blog\/wp-json\/wp\/v2\/media\/1120"}],"wp:attachment":[{"href":"https:\/\/oraexacta.net\/blog\/wp-json\/wp\/v2\/media?parent=1119"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/oraexacta.net\/blog\/wp-json\/wp\/v2\/categories?post=1119"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/oraexacta.net\/blog\/wp-json\/wp\/v2\/tags?post=1119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}